Is samsung pay safe. Samsung Pay service in Russia, comparison with Apple Pay and others. Which cards can be added to Samsung Pay in Russia

The date of the official launch in Russia of the payment service from Google - Android Pay happened on May 23, 2017! Owners of smartphones on the operating system of the same name are happy and, of course, are wondering which devices this service works on.
The list of devices that support Android Pay is quite extensive, and this is its advantage over analogues focused on only one brand.

Android Pay compatibility with your gadget

Your gadget will be fully compatible with if it supports only two components. It:

  1. Operating system Android version KitKat4 and higher. This version successfully functions on models of almost any brand released after 2013. View your version operating system you can in the "Settings" by selecting the "Device Information" sub-item. For more details, read on with us.
  2. The developer version of Android won't work either.
  3. The next item will be the presence on your or another Android gadget of a module that is responsible for contactless data transfer (NFC module). If you don’t know for sure whether there is such a function on, say, a phone, you can clarify the information in its technical specifications. In addition, on some smartphones and tablets, the contactless data transfer function must be enabled additionally in the settings. Read about it in our article.
  4. You do not need to have a rooted smartphone. Also, Android Pay cannot be installed on a smartphone with an unlocked bootloader. Thus, Google strives to protect customers from fraudsters: devices with an unlocked bootloader are less secure. For information, see our information. Everything is possible 😉
  5. The phone must not have the Samsung MyKnox app installed.
  6. The device must be certified by Google.

And then there are some phones that seem to fit, but still use on them. payment service will not work:

  • Samsung Galaxy Note III, Light, S3
  • Elephone P9000
  • Evo 4G LTE
  • Nexus 7 (2012)

Well, that's all, agree - a little. To date, Android gadgets with the appropriate characteristics are about 40%. That is, in addition to almost any smartphone or tablet of the latest generation, the service can also be downloaded, for example, to a phone that was released in 2014. And to them at any point of sale where contactless payments are accepted, and there are a great many of them today. If you want to know - go to the relevant article.

BINBANK cards are also supported, but only those issued under the name MDM Bank. New cards will be supported later.

How Samsung Pay works

Payment is very easy. To pay, just open the application with a swipe up and bring your phone to the bank terminal, confirming the purchase. All user data is stored in encrypted form, and information about virtual cards, which allows you to keep real data safe. No commission is charged for this.

What Devices Does Samsung Pay Support?

Naturally, only owners of Samsung devices can use this system. But not all gadgets of the company support working with the payment system.

On which devices Samsung Pay supported:

  • Galaxy S line (from Series 6*);
  • Galaxy A line 2016 (A5 and A7);
  • Galaxy A line 2017;
  • Galaxy Note 5;
  • Gear S3.

* - Galaxy S6 and S6 Edge only support payment by NFC technology. Payment via MST is not available on these models.

The payment system will not work on other devices, as well as on those from this list that were purchased in another country. Wondering how to connect Samsung Pay to smartphones with Root rights or unofficial firmware, not worth it, because there is no such possibility and never will be due to the lack of security on these devices.

How to set up Samsung Pay

How to install Samsung Pay? Set special application not required. If the device supports this payment system, then the application required to use it is included in the basic set and is in the list of all applications installed on the device. If the device is supported and there is no Samsung Pay icon, follow these steps:

  1. Add .
    1. Go to "Settings", then to the "accounts" section.
    2. Click "Add account". Select "Samsung account" from the list.
    3. Log in to your account or register by filling in all the required fields, as well as confirm the registration in the letter that will be sent to your email.
  2. Check for device updates.
    1. Enter "Settings", find the section "About the device", in which you should select "Software Update" and click on "Update".
    2. If there are updates, then confirm their installation and wait until the process is completed.

After that, the application icon should appear. If this does not happen, then you should contact service center or Samsung technical support.

When all the necessary steps are completed, all that remains is to configure the application.

How to set up Samsung Pay:

  1. Launch the application.
  2. Add your fingerprint or create an access code to confirm purchases.
  3. Click on the map symbol or the "add" button.
  4. Take a photo of the card or enter all the data manually.
  5. Click "Next" and accept the agreement.
  6. Press the SMS button. Enter the code that will come in the message and click "Submit".
  7. Enter a signature on the screen.

Registration will be completed within 10 minutes. If this did not happen, and the card is supported, then you should contact the bank, because. He's the one doing the blocking. It is possible that the card has restrictions that do not allow it to be used in such payment systems.

How to use Samsung Pay

How to set up Samsung Pay - even the most important question, but not the only one. You also need to know how to use Samsung Pay.

How to pay for your purchase:

  1. Swipe your finger across the smartphone screen from the home key up.
  2. When the card image appears on the screen, bring the device to the payment terminal.
  3. Confirm payment.
  4. You can remove the device from the terminal as soon as the second one establishes a connection with the bank, as evidenced by the inscription on its screen.

If you lose your smartphone, all data can be quickly and easily deleted using the Find My Mobile company's special service. If necessary, you can delete all information manually by performing a general reset.

The technical process does not stand still. Everything is developing, including the banking sector and payment systems.


This article will discuss how to install Samsung Pay, connect a card, pay for goods and services. Usage documentation, supported phone models.

What is Samsung Pay?

First of all, it is a safe and convenient way to pay for purchases using your Samsung smartphone. You can pay for purchases in stores that have the ability to accept payment via contactless technology (NFC), a bank card, and also using a magnetic stripe.

Download app

You can download Samsung Pay at official store applications "Play Store" at this link.

What phone models does Samsung Pay support?

Before downloading this application to your device, please note that it will work with the following models:

  1. Galaxy A5 (2016);
  2. Galaxy A7 (2016);
  3. Galaxy S 7 edge;
  4. Galaxy S 6 edge+;
  5. Galaxy S6 Edge (contactless payment) NFC method available since November 2016);
  6. Galaxy S7;
  7. Galaxy S6 (NFC only since November 2016);
  8. Galaxy Note 5.

What to do if your phone is not supported?

In the event that for some reason a Samsung smartphone does not support this payment service, you can do the following:

After some time, you will receive a notification when exactly the service will be available on your device.

How it works? Details

At the first stage, for proper operation payment system, you will need to register and create a Samsung account. Then you need to create and verify a fingerprint. The next step is to create a PIN code for Samsung Pay.


Then you need to add your bank card. This can be done by scanning with a camera or by entering the data yourself. The bank must send confirmation in the form of an SMS message with a one-time password. In the window that appears, you need to put your signature.


The card will be fully registered in 10 minutes.


The last 4 digits should appear in the card information, as well as the 4-digit token number. Everything, now with the help of mobile device, in stores you can pay for purchases.


Having chosen a card on which there is money, in order for the transaction to be successful, you need to put your finger on the “fingerprint” icon or enter a pin code for the Samsung Pay service. Next, bring your smartphone to the terminal to pay. If the purchase amount exceeds one thousand rubles, you will need to enter the PIN code of the bank card.

Which banks work with Samsung Pay

This service works with Mastercard cards of the following banks:

  1. "VTB 24";
  2. "ALFA BANK";
  3. "Raiffeisenbank";
  4. "MTS-Bank";
  5. "Russian Standard Bank";
  6. Yandex payment system.

Later the service will be available in other banks. Let us recall earlier Sberbank of Russia that it plans to soon connect the Samsung Pay service.

Samsung Pay Visa/Mastercard. What payment systems does it work with?

So far, the application works with Mastercard cards. Support for Visa cards will be implemented later. The payment service supports work with no more than 10 cards.


Before adding a card to the Samsung Pay payment service, it is important to make sure that the bank and the card support this system.

  1. Go to the application on your device and click "Start".

  2. Next, you need to set up a pin code or fingerprint. In the future, with their help it will be possible to confirm all purchases.

  3. In the case when a card is added for the first time, you need to click on its symbol. If this is not the first map added, then click "Add".

  4. Card data can be photographed or entered by hand. Then click "Next".



  5. Next, you need to accept the agreements of the bank and the payment service.



  6. After the agreement, an SMS message with a one-time number will be sent to the smartphone to confirm registration.

  7. The received combination of numbers from the SMS message must be entered in a special field, and then click "Send".

  8. Using a stylus or a finger, you need to put an electronic signature, then click “Finish”. Electronic signature may be required if the seller-cashier wants to compare it on the check and the card.

  9. After that, the card will be added to the payment service from Samsung. By the way, only 10 bank cards can be added to one mobile device.

Samsung Pay security and privacy

If you still think that using the payment service is not safe and scammers can somehow use it to withdraw Money, we hasten to dissuade you of this.


The fact is that there are three systems that protect personal information at once: tokenization, fingerprint verification and Samsung KNOX.

Tokenization

As soon as payment for purchases is made, the system randomly generates a token (a special digital code). At the same time, the user's personal information does not appear anywhere during the transaction.

Fingerprint transaction confirmation

This or that payment transaction cannot go through without your fingerprint. So, even if the smartphone is lost, it will be impossible for the finder to pay for purchases from someone else's smartphone.

Samsung KNOX

The security system inside the device is designed in such a way that it is able to prevent any third-party hacker attack. It continuously monitors smartphone vulnerabilities. Even if the smartphone can be infected malware, the card details will be securely encrypted inside the Samsung KNOX container.

Lawyer, economist. Bank experience. Date: December 29, 2016. Reading time 3 min.

Using the Samsung Pay application usually does not cause difficulties for owners of devices that support this technology. In short, it is enough to bring the phone to the terminal and the payment will go through, however, as in any business, there are some nuances.

Make sure that the Samsung Pay app is installed on your phone and that the device supports this technology. Samsung smartphones galaxy 5,6,7 series (not all models of these series) support the application, but most often it is not preinstalled on the gadget. To figure out how to use Samsung Pay and start working with it, you need to reflash (update software phone) to the latest version.

How to "reflash" the phone

You can update your smartphone software in several ways:

  1. Without using a computer - this method is called FOTA;
  2. Through special program, which must first be installed on the computer - Smart Switch.

Important point: to previous version it will be impossible to return the software after flashing, therefore, before proceeding with the procedure, it is advisable to save all the necessary information contained in the phone to another device (computer, laptop, phone, flash drive or disk).

Without a computer

When updating without a computer, you need to do the following:

  • Charge the phone at least up to 80%, connect it to the Internet or to a Wi-Fi network (if the mode for downloading updates only via Wi-Fi is selected), the speed must be at least 5 Mbps.
  • In the menu, go to "settings", "about the device" and select "software update";
  • Click on “update” or “update manually”, after which a check will be performed for the presence of a new software version, if it exists, it will be prompted to download it. If not, a corresponding inscription will appear.
  • Next, you need to accept the offer to download software updates and you will need to click on the "install" button.
  • The phone will turn on and off and the update will start.

Important: you can not turn off the smartphone during the software update process - it will fail. After the update, you need to do a data reset in order for the phone to work normally. If this is not done, errors may occur during use.

With the help of a computer program

When updating the software using the Smart Switch program, all the steps are similar, only first you need to connect the phone to the computer and start the program. Both devices also cannot be turned off during the boot process. You also need to reset the data at the end of the installation, in Smart program Switch have a function Reserve copy.

And the third, most reliable, but also requiring financial investment option is an update in a service center. Also, if in the process manual update problems, you need to contact the service center.

How to use Samsung Pay

After flashing the device, the Samsung Pay application icon will be displayed on the home screen, which you will need to enter using account samsung account, follow all instructions of the system.

The application has an intuitive interface, with the help of which tips you can add to the system bank cards.

To use Samsung Pay to pay for the purchase, bring the phone to the terminal

For December 2016 samsung app pay supports debit and credit Master Card cards of thirteen Russian banks, including visa cards of three banks and cards of the Yandex-money payment system.

All terminals that accept bank cards for contactless payment or reading from a magnetic strip work with the samsung pay application.

Are you the proud owner of one of the latest model Samsung and want to enjoy all the benefits of a flagship? One of them will be the possibility of contactless payment thanks to the NFC module. But in order to take advantage of new technologies, a smartphone must meet certain technical parameters and work with a specialized application. Read the article to find out which devices Samsung Pay works on and which models have a contactless chip.

What is Samsung Pay

Samsung Pay is a universal and simple technology that allows the owner to make contactless payments. With its help, the consumer can buy goods in any store where the appropriate payment terminal is installed. Now almost every institution has such equipment, with the exception of only remote regions of Russia. The principle of the service is to use special NFC and MST microchips.

They are able to imitate a signal from a bank card at a short distance, which contributes to high level security. Even if the seller has an outdated reader installed that only accepts credit cards with a magnetic stripe. The MST module creates a magnetic field around the mobile device, like a credit card.

As a result, the terminal receives a signal and makes a calculation. Despite this, many sellers still do not believe in such technologies and are hesitant about this method of payment for goods. Such a combination of two modules distinguishes Samsung Pay from other analogues and competitive services, puts it in first place, because with the help of a smartphone you can make a purchase anywhere.


Therefore, the application has many advantages:

  1. Easy to use. To work, you do not need to install special options and additionally configure them.
  2. High data exchange rate. Transfer of information from the transmitter to the reader on the terminal and the connection is established in a matter of seconds. You no longer have to wait for change from the seller, which eliminates the accumulation of queues in stores.
  3. Convenience of work. It is enough to have a mobile device in your pocket.
  4. Transaction security. The developer provides the maximum level of personal data protection. The exchange of information takes place at a minimum distance and within a few seconds, this leaves no chance for fraudsters to intercept the details. No one, except the owner of the smartphone, will be able to make a payment, because as proof of payment, you need to scan your fingerprint. If the total amount exceeds 1000 rubles, then you need to confirm the payment again by dialing a security pin code on the terminal itself. Information about bank cards is stored on a separate chip, which is not tied to any application, which prevents infection by virus programs. And if you lose your smartphone, then with the help of a special utility you can remotely block it and not lose money.


How to install Samsung Pay on your phone

No need to install or download the application, it is automatically included in the starter software in each original smartphone from the manufacturer, but there are exceptions. In this case, you can download the utility on the official Samsung portal or in any software store in the network space. The program itself does not charge any money for use and is provided free of charge. After downloading, the installation process will automatically start. Next, you need to configure mobile app for correct operation:

To attach a credit card, it is important to take into account that the bank that issued it is among the partners of the service developer, otherwise it cannot be attached to the utility. To connect plastic, follow the instructions:

The functionality of the utility does not end there, you can attach a discount or a discount card of a partner company to the service. To do this, just select the appropriate item in the main window and scan the barcode on the back of the plastic using the camera.

How to use the application

After the service is set up and cards are added to the virtual wallet, you can safely go shopping. The transaction process looks like this:

  1. Select the desired credit card for the transaction and bring the mobile device to the reader terminal a few centimeters.
  2. From now on, a counter is started to confirm payment transaction fingerprint. There are thirty seconds for everything, when 10 seconds remain on the display, the system will offer to increase the waiting time by pressing the corresponding button.
  3. After that, it will be distributed sound signal as confirmation of the transaction. Subject to the availability of funds on the balance of the consumer.
  4. Be sure to take the check.


What phones does Samsung Pay work on?

Before you start using it, you need to take into account that the technology is not available for all mobile devices. This is due to the fact that the manufacturer began to install NFC module and MST only on modern smartphones. On current time The service is available for the following company products:

  1. The family of gadgets marked S is from S6 to S9, but on the S6 phone only the NFS microchip is installed, and it will not be able to imitate the magnetic stripe of a bank card, like other models.
  2. A5 and A6 smartphones released since 2016. Older models do not support new technology contactless payment.
  3. Galaxy Note with version 5 or 8.
  4. J5 or J7 gadgets released after 2017.
  5. Smartwatch - Gear Sport or Gear S#3.


All other models from Samsung, outdated and budget, unable to support the contactless transaction method. Please read carefully before purchasing a smartphone. specifications. The manufacturer has several requirements for compatibility:

  1. The phone must be equipped with an NFS microchip.
  2. It needs to install the original firmware and latest version software.
  3. In the Samsung Account system, you need to register an account.
  4. The bank card must be supported by the service.

Can I install Samsung Pay on another phone

If you have a mobile device from another manufacturer, then you will not be able to use Samsung Pay directly. Do not be upset, there is a way out:


There is only one requirement - the smartphone software must be at least Android 4.4.

What cards can be linked

An important question arises, which credit cards are compatible with the contactless payment service. Now Samsung cooperates with many domestic banking organizations. At any time, you can check whether the card is suitable for work on the manufacturer's official portal. Here you can write the name of the bank and a reliable answer will instantly appear on the display. Currently, Samsung has more than 60 partner companies, and this list is updated periodically.


Here, on the developer's portal, you will find a list of stores whose discount cards work in the system.

The article analyzed in detail the features of providing the Samsung Pay application, and also found out on which devices it works. Using the service, you can pay for purchases using a mobile device of a well-known brand.

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